Designing a mechanism for generating confidence in crowdlending platforms

The development of the equity economy as a new business model, spread digital platforms, well task increasing efficiency resources, stimulated financial instruments, including crowdlending. At same time, lack sufficient accumulated experience, both in functioning and regulation crowdlending significantly limit their activities. purpose this study is to design substantiate mechanism confidence generation platforms. In course study, peculiarities functioning, which are characteristic, among other things, for were described, regulatory, technical reputational risks loss subsystems “platform-borrower”, “platform-investor” “loan-investor” relationships identified, tools reduction these proposed. addition, an author’s model interaction between actors pooled investment market when investing by loan provision has been developed, includes function collateral operator represent interests investors one-to-many relationship. theoretical significance results obtained consists expansion scientific research field sharing resources market. practical indicated possibility implementing proposals increase level